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The Benefits of a Travel Money Card

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Travel Money

This will be my last upload for a little while: I leave tomorrow evening for a vacation in London and Paris. Expect hundreds of additions when I get back in the middle of next month.

The Benefits of a Travel Money Card

Article by MarkeD

When travelling, sorting out the cash can often be a frustrating task. Making sure your money is safe when you are abroad can be irritating also, as sometimes you can end up carrying far more around than you need to, or simply not enough – and everyone seems to have stories of losing their wallets or having their bags stolen. A travel money card could be a viable option for travellers to simplify the whole procedure, and can keep your money safer.

Unlike cash, if your travel money card is stolen, the balance that is loaded onto your card is typically transferred to your bank account immediately and no money is lost. It is then possible, at any time of day or night, to request a replacement card if you need one. Also, unlike your debit card, a travel money card does not have any link to your bank account, so even if your travel money card does go missing and is used, the money in your bank account is still 100% safe.

Another card to sort out for your holiday might be seen as an added complication to what is meant to be a relaxing time. However, once a travel money card is purchased, they usually work via a top-up scheme, similar to that of pay-as-you-go mobile phones. This is handy if you are far away from a foreign exchange outlet, because you can actually top up your card with credit via your mobile, and subsequently these top-ups are made at no extra cost. It is also possible to charge your card in branches.

Travel money cards have also been commended for their convenience in comparison to traveller’s cheques. Instead of needing any form of ID, as you would to use a traveller’s cheque, the money on your travel money card can be accessed without anything other than a pin number.

Most travel insurance policies only cover up to a certain amount of cash if your wallet is stolen, and so a travel money card is safer in that respect. Travel money cards also typically cost nothing, although you may have to pay to withdraw cash, many are valid for a number of years, and you can usually travel anywhere with one during that time, and without the hassle of having to buy more currency. So if you are heading abroad to a destination where it may not be convenient or safe to be carrying a lot of cash, a travel money card may be a good consideration.


Eagle Creek UnderCover Performance Hidden Pocket in Tan

Travel Money – click on the image below for more information.

  • Softseam Construction.
  • Slips onto your belt and tucks inside the waistband of your pants.
  • Belt loops in tan and black to blend with belt color.

Travel Money

A simple pouch designed to be hooked to your belt and then tucked away in your pants.


Eagle Creek UnderCover Performance Hidden Pocket in Tan

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Travel Money question by Devil Doop: can i use the commonwealth travel money card with ease in cambodia?
I’m traveling to cambodia soon and am just working out how i’ll access travel funds whilst in cambodia. The travel money card sounds good but can only be used at places and ATM’s that accept mastercard. Will i have much trouble finding places in cambodia to use it? or do most atms and shops provide mastercard accessibility?

Travel Money best answer:

Answer by darwingal
Hi there

I used the Commonwealth travel money card in Cambodia with no problems, ATMs which accept Mastercard are widely accessible, but if you are travelling to places like Ratanakiri I would carry cash.

Good luck

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5 Responses to “The Benefits of a Travel Money Card”

  1. MyLovenArt says:

    Joel, have a great trip! When you get back I promise I will organise a FLICKR meet up. Just drop me an email when you return. I’m envious of you! We’ll all be looking forward to your photos!

  2. B. cereus says:

    Have fun on your trip. If you see any horses snap a few shots for me please.

  3. K. Fowler says:

    70 of 72 people found the following review helpful:

    Good but not perfect, April 15, 2008

    By K. Fowler (Atlanta, GA) –
      

    I have actually bought this product and used it on a 2 week backpacking trip in Europe. I am a slim female. I liked the concept much more than traditional money belts and felt very safe while using it. HOWEVER, I would not recommend this product for many young women. If you wear jeans or pants that are tight at the thighs, like I do, then the outline of the wallet will clearly show. I used it for about half of my trip and by that time, I felt safe enough to discontinue using it. It is big enough inside to fit a passport as well as money, cards, etc. The flaw is not in the design but simply that my pants are tight on the thighs and that doesn’t work well with this product. I do recommend this to men and anyone who cannot stand a regular money belt but still wants security. It appears durable and is certainly functional. I will be using it again this summer, but only when I absolutely have to.

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  4. Angela H. Walker says:

    49 of 50 people found the following review helpful:

    This product is AWESOME – if you use it as intended., April 4, 2011

    By Angela H. Walker –
      

    Amazon Verified Purchase(What’s this?)

    This review is from: Eagle Creek Travel Gear Hidden Pocket (Apparel)

    This is a great security travel pocket. It is not an everyday wallet. So let me go over the pros: - attaches to my belt and is worn inside my pants. No one is getting in my pants without my knowledge. I’m paranoid, so I use both loops. - Drymax lined. Kinda soft and padded, does not feel icky when the weather is humid or I’m sweaty - Fits all the stuff I need when traveling – Passport, cash, credit card Cons: - NONE To address the things that people have complained about: 1. It shows through your pants. Really? Just how tight are your britches? Don’t try to wear this with leggings or jeggings or the painted on pants you wear to the club. 2. Change falls out. Seriously? You are keeping change in your safe wallet? Dude, pickpockets dont want your quarters and dimes. 3. The zipper zips vertically rather than horizontally. This is simple geometry. If it zipped the other way along the top, the mesh pockets would be useless. The zipper is at the top in the closed state, just like your pants. If you have problems with your pants coming unzipped, you may want to carry around a safety pin. 4.The idea of a product that loops around your belt and hangs under your pants is great, until you have to go through Security at the airport where they make you take off your belt. Don’t wear a belt to the airport. Don’t wear those knee high Chuck Taylors that lace all the way up. Don’t wear 3 pairs of door-knocker earrings. Don’t wear that awesome shirt with the metal buttons. Also, don’t try getting through TSA with a hidden security pocket in your pants. That is asking for a grope-down! This is a great product. It is intended to be used for carrying things you will RARELY access during the day, but need to have on you. Like… your passport, credit card, large bills. Put your ‘walking around’ money in your pants pocket! You will look like the biggest tourist if you go to a store and pull this out of your pants at the register. That is a great way to let everyone know it’s there and you are just asking to be MUGGED instead of pick-pocketed. Travel safe, travel smart! Ciao!

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  5. Blue Frog "bluefrog" says:

    70 of 80 people found the following review helpful:

    Piece of Junk, September 16, 2009

    By Blue Frog “bluefrog” (California) –

    Amazon Verified Purchase(What’s this?)

    This review is from: Eagle Creek Travel Gear Hidden Pocket (Apparel)

    I was impressed the reviews, bought it, and took mine to Europe. Big mistake. Issue #1: After a week of use, one of the straps’ stitching came completely undone and fell to pieces. If I had not been using both loops, I would have lost my passport and my money due to this product’s inadequate, sub-standard stitching. By the way, I am a very “casual” traveler and this piece had very little wear when it came undone. Issue #2: For all of the review’s about the product’s design excellence, there is a no-brainer detail somebody completely forgot to address: the zipper zips vertically rather than horizontally. So, if the zipper is compromised while under your pants, bye-bye passport and money. This makes no sense at all. Issue #3: The idea of a product that loops around your belt and hangs under your pants is great, until you have to go through Security at the airport where they make you take off your belt. Bye-bye passport and money. This product should be designed to hang on belt loops, not a belt. Very disappointed with this product.

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